In development, launching soon

Your salary is late.
Your rashan shouldn't be.

Pakistan's first interest-free grocery service for salaried professionals. Get your household essentials the day you need them, and settle up when your pay actually lands, with no sood, no credit card, no borrowing.

Rashan ki fikar, ab hamari.

We'll email you once, when we open. Nothing else.

You're on the list. We'll be in touch before we open.
The problem

The month starts on the 1st.
The salary doesn't.

Your kitchen empties on schedule. Payroll doesn't. Salaries land on the 5th, the 9th, sometimes the 19th, and the days in between are the ones people cover with udhaar from the kiryana, a loan from a colleague, or by simply buying less.

A typical month Salary usually lands somewhere between the 5th and the 15th
Salary lands somewhere in here
1st, rashan runs out
1st 5th 10th 15th 20th
5–15
days of groceries to cover
before the money arrives

The money isn't missing, it just hasn't arrived yet. That gold stretch is where a family turns to udhaar from the kiryana, a loan from a colleague, or simply eating less. Rashan covers it with groceries instead, and charges zero interest for the wait.

How it works

Three steps. That's the whole thing.

STEP 01

Tell us what you need

Choose your household staples: atta, chawal, ghee, daal, the monthly list. Build your order once and reuse it every month.

STEP 02

We deliver it home

Your rashan arrives at your door on the day you need it. Nothing to pay on delivery: no card, no cash, no deposit.

STEP 03

The rest is handled

Your part ends at the order. Nothing to transfer, no date to remember. Your company and Rashan settle it between them, one line on your payslip.

Why Rashan

Built for how Pakistanis
actually get paid.

No interest. At all.

Not reduced interest, not introductory interest. None. Our margin sits in a disclosed price and a flat fee you see before you order, and it never grows with time.

Shariah-compliant by design

Structured on Murabaha and Ujrah, not a conventional loan. The model was built this way from the first day rather than adapted afterwards.

One price, shown upfront

What you see when you order is what settles from your salary. No delivery surprises, no fee that appears later, no difference between paying now and paying then.

Settled through payroll

Because repayment runs through your employer, there's no credit check and nobody chasing you. That's exactly what lets us keep it interest-free.

Shariah compliance

Paying later, without riba.

Interest-free isn't a marketing line for us, it's the structure. Rashan doesn't lend you money. We buy the goods, take ownership, then sell them to you at a disclosed price with a flat fee for the service. Here's what that means in practice.

Murabaha

Cost-plus sale

We purchase the groceries ourselves and own them before you do, then sell them on at a price that includes a stated markup. You see the cost and the markup upfront. It's a sale, not a loan, which is what keeps it outside riba.

Ujrah

Service fee

A flat, tiered fee covering sourcing, delivery, and administration. It's fixed when you order and doesn't grow with time or with the amount outstanding, so a late salary never costs you more.

No compounding. No late-payment interest. No penalty that grows the longer you wait.
For employers

A benefit that costs you nothing.

Rashan settles through payroll, so it works best when employers come on board. It's a real benefit for your team, and it doesn't sit on your balance sheet.

No cost to the company. You aren't lending anything or subsidising anything, you're forwarding a deduction.

One reconciliation per cycle. A single consolidated statement for all participating staff. Your HR team adds one payroll line.

Fewer salary advances. The requests that land on HR's desk when payroll slips mostly stop coming.

Opt-in for staff. Employees choose whether to use it, and limits are capped as a share of net pay.

Run a pilot with us

We're lining up a small number of employers for the first cohort. A pilot runs 30 days with a capped group, so you can see how it lands with your team before committing to anything.

Talk to us about a pilot

Where we're at: Rashan is in development. The model, the pricing, and the Shariah structure are finalised, and we're building the ordering experience and signing up our first employer partners now. Join the waitlist and you'll hear from us the week we open.

Nobody should wait on payroll to eat well.

Leave your email and we'll tell you the day Rashan opens.

We'll email you once, when we open. Nothing else.

You're on the list. We'll be in touch before we open.